Discover the Best Mortgage Brokers in Toronto for Superior Rates

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The process of applying for a mortgage by yourself could be an arduous task. We can understand why you’d prefer an experienced well-qualified to handle all the work for you in light of.

You’re in luck, because the excellent Mortgage brokers from Toronto are able to locate the most competitive rates and match you to the most appropriate mortgage. They are all in this list.

Are you prepared to receive the accurate deals on real estate with these? Let’s discuss what they cost in the beginning.

What is the cost of mortgage Brokers cost to Toronto?

The services offered by a mortgage broker will be totally free in all residential real property transactions. This is true when you have a good credit score and qualify for an institution-based lender.

How are mortgage brokers paid? The lender will pay them an agent’s fee, a finder’s fee, and an all-in-one commission for the mortgage they sell.

Do you have to cover broker fees on your own? Yes in the following situations:

Private Mortgages

If it’s not possible to get a mortgage with an institution lender the broker and you will need to turn towards private lending. Private lenders don’t pay finder’s fees.

As a client are required be able to reimburse the broker his services. It is common to pay to access their private funds network as well.

Commercial Mortgages

Commercial lenders are also not required to pay broker finder’s charges which means you’ll be charged for broker services. Commercial deals can be extremely risky for brokers since they can take a long time to complete and are rarely close in the end, which payoff that the broker not being paid in any way.

B Lenders

B Lenders are part of the category of the category of institutional lenders, however they typically lend mortgages at rates that are of between 1% and 2% more as A-lenders. B lenders are an opportunity for borrowers who have rejected.

Naturally, lenders who are B will not give brokers the same amount of compensation as A lenders do, so you’ll need to make up the difference in average.

The Most Effective Mortgage Brokers located in Toronto

If you’re aware of how mortgage brokers earn their money and how much they earn, take a look at our top picks of one of the perfect mortgage broker firms around.

1. Paul Meredith Team from CityCan Financial

PRODUCTSMortgages for Renewal, Purchase, Refinance (switch) Pre-Approvals, Self-employed Mortgages, Bad Credit Loans (minimum 20% down payment/equity) We specialize in industry-leading low mortgage Rates for qualified applicants
ADDRESS640-110 Sheppard Ave. E, Toronto, ON M2N 6Y8
INFORMATION ON CONTACTPhone: (647)-368-5009
Email: f3******a1a@8***
Operating HoursMonday to Friday: 9:00am until 7:45pm

Paul Meredith is the author of the Amazon #1 perfect selling book ‘Beating The Bank – How to win the mortgage game in Canada The book is also the sole mortgage broker in season two and five on the reality television show about real estate called program Top Million Dollar Agent (Global, Slice TV, Rogers). He has been recognized as among the excellent 75 mortgage broker throughout Canada in CMP Magazine in every year since 2015, and has been the finalist for the Mortgage Broker Best of Year in to 2021 during the Canadian Mortgage Awards.

When you first contact the Paul Meredith Team, you’ll immediately notice their level of professionalism as well as how they value their customers. They’ll treat you as if you were a family member and their quality of customer service, integrity, and a strong commitment to their clients is why they’ve earned numerous five-star ratings on Google. They also believe in giving back to the community since a proportion of mortgage proceeds go towards The Canadian Alliance To End Homelessness.

Paul Meredith Team Paul Meredith Team specializes in residential mortgages across Ontario and is proud of offering industry-leading low mortgage rates to eligible applicants. They have a wide range of mortgage lenders, including a few of the largest banks, allowing them to be the one-stop shop to meet all of your financial requirements. They also have experience managing clients who have been previously denied loans by lenders or are seeking mortgages that are difficult to obtain.

Being part the CityCan Financial, one of the oldest brokerages in Canada They can provide an array of mortgage options that will meet your requirements. When you are looking to purchase an entirely new property or refinance an existing mortgage, look into choices for renewal of your mortgage, or anything else in between the Paul Meredith Team has got your back.

They are pioneers in providing a superior customer experience, they provide you with individualized mortgage options that allow you to pick the options perfect for your requirements. They’ll assist you to pick the most appropriate mortgage and then tailor your choices to warrant that you get the mortgage that perfect meets your requirements. They keep up to date in the housing market as well as are quick to adjust and notify you of any new developments to assure that you are always informed.

We also love that they have a range of resources online and cost calculators to help you with calculating your figures quickly and accurately. If you require benefit in completing the tax on land transfers or you want to check the amount of mortgage you are able to afford with their online tools, they will benefit you make the best decision. Paul’s blog archives can be a valuable source for mortgage information and will solve almost every question you can imagine.

If you’re searching for a mortgage skillful who will bend over the top for you, this Paul Meredith Team will not be disappointed. You won’t have to compromise well-qualified services to obtain the most affordable mortgage rates. Their reviews are a testimony to their quality. They certainly earned their place as one of the best Mortgage brokers within Toronto.


  • Focuses on residential mortgages
  • Help customers who’ve been denied by lenders.
  • Can serve low mortgage rates that are below market
  • Self-employed and brand-new Canada applicants.


  • Limited commercial options
  • Meetings in person are not always available.

Customer Review

Let’s look at what their customers have to say about their experience:

“5 Stars! We bought our first house in the month of October, 2020. This could not have had been feasible with out Paul as well as Luisa! They were incredibly competent and assisted us to “beat the banks”! We were extremely satisfied with the service and are looking at working together with the Paul Meredith Team in the future. !” John David

“Paul is a top financial advisor and well-qualified. He spent weeks e-mailing and phoning back and forth with me to benefit me find the desirable deal and he was able to answer my numerous questions swiftly with a lot of patience and precision. In the end, when it was discovered that the current bank offered him the perfect rate He told me to accept the rate, and also advised me on that he would beat it if I would like to change. He’s so open and obliging in his time that I was blown off. I’ve recommended his name to everyone around me that is in search of a mortgage broker. I’d definitely be hesitant to call him in the event of needing the perfect mortgage. You will not regret it. .” Noreen Kh

2. Ross Taylor Mortgages

PRODUCTSFirst-time homebuyers, Investment Property Mortgages, Mortgage Refinancing Private Mortgages, Bad Credit Mortgages, CRA Debt, Debt Consolidation Reverse Mortgages difficult Mortgages
ADDRESS567 Roehampton Avenue, Unit 28, Toronto, ON M4P 1S5
Operating HoursMonday through Friday 8:15am – 6:00pm
Saturday 8:30am until 2:00pm

Ross Taylor is a veteran mortgage broker with over 20 years ‘ experience. His colleagues and customers as an authority on the Canadian mortgage market, Ross is a two times national award-winning mortgage broker.

We have found Ross Taylor Mortgages’ services to be especially suitable for investors, first-time homebuyers and those who are facing challenges such as credit problems or excessive debt. The company provides low rates of interest, customized solutions, and reliable guidance throughout the home financing procedure.

The firm provides customers with a competent support team who guide them through every step of the process, offering simple strategies and solutions irrespective of whether they need an entirely new mortgage or refinancing or renewing a loan. The team is adept to benefit clients find the perfect mortgage options and rates that are tailored to their particular financial situation.

Another thing we think is admirable is their simple-to-use, highly informative website that is full of useful information for both prospective homeowners and homebuyers could use to reference whenever they’re seeking the purchase of a new mortgage or refinance.

Ross is a well-known speaker and author of over 700 original pieces, and is frequently quoted by well-known media outlets, including The Globe and Mail and The Toronto Star. Ross also composed 3 chapters in Ellen Roseman’s latest book “Fight back”.

Today The Ask Ross blog and monthly newsletter are read by a large number of people offering a trusted and trustworthy source of information on mortgages, specifically people with damaged credit. Ross is regularly a contributor to Canadian mortgage trends the country’s top mortgage news website.

Ross Taylor Mortgages’ recently opened two new offices within Toronto as well as Mississauga to benefit better serve customers across the GTA and beyond.

In general, customers have left glowing reviews on their favorable experience with Ross Taylor Mortgages. Particularly, they have discovered the staff to be very welcoming, and feel well-informed and informed about every aspect of their mortgage promptly and competent way.


  • Applications may take less than 5 minutes to complete.
  • Very responsive and customer-focused
  • Nationally recognized award-winning broker
  • A wide range of mortgage programs


  • Meetings in person are not always available.

Review by Customer

Here are a few reviews from their customers:

“Ross was extremely easy to work with. He was very accommodating and took the time to understand about our circumstances when purchasing our first house. He’s very knowledgeable in the field and clearly enjoys the work he does. He provided me and my friend helpful tips and advice, and we felt a sense of security throughout the whole process of becoming his clients. He was also available beyond normal hours which was great for our hectic schedules. We received a fantastic rate. I would highly recommend Ross absolutely to anybody.” Sasha B. Sasha B.

“Ross is extremely helpful with his recommendations regarding loans, credit score etc. He has provided me with more information than any other professional I’ve talked to. I set up a phone call and instead of attempting to sell me on services, he was honest, knowledgeable and ready to address any questions. Thank Ross for all your benefit. Ross for all of your benefit! We look to work with you in the near future! Highly recommended!” – Nicole Rodriguez

“We have twice had the pleasure of asking Ross and the team at his disposal to help us arrange our mortgage and each time their service is excellent. The team makes us feel important and we have promptly and efficiently answered. We really feel special with Ross and are delighted to recommend Ross’s services to family members and acquaintances.” — Atilla M.

3. Outline Financial

ADDRESSHead Office
465 King Street East, Unit 15
Toronto, ON, M5A 1L6
(King & Parliament)

Carlaw Avenue
326 Carlaw Ave – Suite 103
Toronto, ON M4M 2R6
(Carlaw & Eastern)

First Canadian Place
100 King Street West, Suite 5700
Toronto, ON, M5X 1C7
(King & Bay)

90 Richmond Rd, Suite H
Ottawa, ON, K1Z 6V9
(Richmond Rd. and Island Park Dr.)

Outline Financial is among Canada’s top mortgage and insurance companies providing customers with access to numerous rates and products of more than 30 banks multi-line lender, credit unions and insurance companies.

With its direct access to a vast range of product and rate options from more than 30 banks, Outline Financial empowers clients to search for mortgage and insurance options that align with their individual needs.

The company’s dedication to transparency and accessibility guarantees clients get individualized and easily accessible services based on trust and integrity.

Outline Financial’s commitment to efficiency and delivering tangible results highlights their commitment to guide clients through the complexities of insurance and mortgage planning helping them achieve their financial goals.

Although the wide range of choices offered by more than 30 lenders could pose some challenges for people who aren’t familiar with the insurance and mortgage landscape it is important to spend time to study the available options and make educated choices.


  • Access to a variety of lenders
  • Excellent Service Experience
  • Results-Driven Approach


  • There aren’t any promotions currently available.

Review by Customer

“After reaching out to several other lenders and brokers who were either not helpful or didn’t respond I was recommended towards Samantha from my Real Estate broker Jordan Epstein (who is amazing however this review isn’t about Jordan, however it is not about him). Samantha as well as her underwriter Sandra assisted me in my quest to get a typical mortgage. They were a pleasure to work with. They were extremely efficient, punctual, and always professional exceeding my expectations. Samantha gave me advice and guidance for my specific needs and requirements, and was extremely sensitive to deadlines. Sandra was also a pleasure to work with. She was always attentive to the documents that required to be submitted and also helping to coordinate my needs with the lender. Both of them are an excellent team and I would not hesitate in of recommending them to anyone seeking an mortgage. I would give them at least 6 out of five stars in the event that I could (especially because it is extremely difficult to find a competent service, let alone an exceptional service such as Samantha and Sandra provide).” Dat Nguyen Dat Nguyen

“My spouse and me were completely blown away by the level of service provided by Outline particularly the brokers Shannon as well as underwriter Brett in securing an unsecured mortgage for purchasing our very first house. They were extremely quick, efficient, and helpful and went over and above to secure us a amazing rate. They made the whole experience appear easier than it should be. We would definitely highly recommend their services.” Christopher Gairdner


PRODUCTSRenewal and switch H.E.L.O.C. mortgages, pre-approvals and cashback mortgages property investment New loans to Canada credit, buy and improvements vacation houses
ADDRESSThe number 145 Front Street East, Suite 205, Toronto, ON M5A 1E3
Operating HoursMonday through Friday: 9:00 am – 6:00 pm is a group of top-performing mortgage brokers located in Toronto. We highly recommend this firm for first-time homebuyers who don’t know how to navigate the city’s baffling real property market.

Why? is a well-known company that provides its customers with the excellent rate and conditions on mortgages. They are a clean and trustworthy operation and they also support prominent charities such as Red Door and Daily Bread.

That’s it! is a reputable company and has the accolades to prove it. What is their distinct services?

The services they offer are pretty normal and can be adapted to complex mortgage arrangements for any financial scenario. We especially appreciate their cash-back mortgage option that allows clients to get the equivalent of 5% back on their closing expenses.

In the end, there’s nothing negative to say about With their gleaming five-star review on Google Reviews and regular features on reputable Canadian media websites.


  • Applications may take less than 5 minutes to complete.
  • Brokers who have won awards
  • A wide range of mortgage programs


  • It may take some time to schedule your first appointment.

Review by Customer

Find out what customers have on their service:

“James as well as his associate Mayra were fantastic in negotiating our mortgage! They were extremely open about what I could afford, and they were able to respond to all hours of the evening and day to any concerns I asked. To top it off the agent negotiated the excellent price and gave me a gift basket to celebrate my new house. .”

– Daniel Ling

“Scott Nazareth has been a great help from the beginning to my wife and me when we decided to purchase our first home. He was always very accommodating to our needs either by phone or email. He made the entire process easy. We also negotiated a fantastic price! Highly recommend .”

– Rahman Atta

5. True North Mortgage

PRODUCTSPurchase and improvements property investment properties renewals and transfers secondary homes, refinancing alternatives Newcomers to Canada and bad credit mortgages, equity-based mortgages and home equity lines of credit for international homes purchases as well as prepayment penalty and privileges such as mortgages for self-employed, reverse mortgages and non-residence loans
ADDRESSThe Pathway Level is located at 145 King Street W #21 Toronto, ON M5H 1J8
Contact Details(416) 640-5675
Toll free: 1-877-977-7995
Operating HoursMonday through Friday: 8:30am to 6:00pm

Are you a person with poor credit but still need to obtain a mortgage? True North can benefit you out, even though it’s commonly thought that mortgage brokers only work for people with good credit.

Of course, you need to be realistic about your expectations since the ultra-low rates are only available to those who are eligible for loans from institutions. However, you are able to be accepted for a mortgage and get a discount of thousands when the team assists you in rebuilding your credit.

We appreciate the fact that True North is inclusive of all financial circumstances. Another instance is their mortgage program for self-employed people.

If you’re a self-employed freelancer or business owner, you should be aware of the difficulties you face to get loans approved since you’re not a traditional employee. However, True North can get you a loan with as little as 10% down with the Sagen Business for Self program.

It is possible that you are more financially secure than you believe. True North truly makes it feasible for nearly everyone to secure a loan and at rates 0.15 percentage lower than the competition!


  • Diverse and inclusive mortgage programs
  • Proven lower rates
  • Pre-qualify within minutes


  • A thorough credit check and a an extensive financial history are required

Customer Review

Two Google reviews of True North Mortgage:

“We were fortunate to have the privilege of working directly with Cezary L. to try to help us refinance our mortgage. Cezary was courteous, competent, and very prompt. True North provides a good rate and Cezary managed the entire process with ease without having to do any lifting from me or my partner. I would definitely recommend True North and Cezary for a great mortgage experience. .”

Mark Rawlinson

“I recently closed my 3rd mortgage. The previous two mortgages did not require the same number of steps as this one. But, Chris Eigbe made all the steps simple. I’m very busy in my career and job. Chris Eigbe took care of all arrangements within his capabilities and even provided the legal counsel. But, I was completely free to choose my own options and no one was forced upon me. I highly recommend Chris Eigbe/TrueNorth and any affiliates he suggests .”

Marshall E.S.M.

6. Mortgage For Less

PRODUCTSBridge loan, purchase mortgage refinancing and switch renewal, home improvement credit, equity withdrawal H.E.L.O.C. and second loan, consolidation of debt the reverse mortgage and self-employed mortgage the new Canadian mortgage, financial plan and assessment of property
ADDRESS500 – 120 Eglinton Avenue East, Toronto, ON M4P 1E2
Toll free: 1-888-448-2222
Operating HoursMonday to Friday: 9:00am – 9:00pm
Saturday: 12:00am-6:00pm

The leader in Mortgages For Less, is Nick Mitskopoulos, an expert broker who has been in the business since 1989.

He’s able to deal with a broad range of mortgage issues that range from bridge loans to methods to manage debt. We like the fact the fact that he’s able to seamlessly extend his online services, and you receive individualized mortgage advice from the comfort of your own home.

One of our unique services are the bridge lending choice. If you’re selling and buying real property at the same time when the dates for closing don’t line with each other, Nick can handle this issue for you.

If you’re thinking of getting a mortgage but it’s not within your reach right now, Nick can even benefit you think about how you can finance your future financial goals and increase your credit score. It’s a step above the normal mortgage offerings.

In the end, we suggest Mortgages For Less if you feel unsure about your options. It is a good idea to allow experts to decide which options you have and the amount you can be able to.


  • Flexible work hours
  • The most options for mortgage plans
  • No hidden fees
  • Many online services are available.


  • There are just a few brokers are on the team.

Customer Review

Are you curious about the reviews Mortgage For Less clients had to say about their service? Here are two testimonials:

“I am a victim of two conversations in the past with Nick Mitskopoulos over the past two years. Nick has assisted my daughter and son receive mortgages to purchase condominiums. Nick is very knowledgeable of the local market. He gave expert advice and worked hard to locate the desirable deals that would fulfill our requirements. He was extremely accommodating to any questions and kept everyone up-to with the latest developments. Nick established the right expectations of what would be expected. For homebuyers who are brand new it was very reassuring. If you’re looking for an mortgage, Nick is the right person to talk to. .”

– Ed Shepherdson

“Nick has assisted my wife and me with an expensive purchase over a decade ago. He has provided us with mortgage assistance at numerous times since. I also have advised his services to friends who were also amazed with his expertise and professionalism. .”

— Mike Murley

7. Tridac Mortgage

PRODUCTSRefinances, private mortgages first-time homebuyers, renewals, mortgages for self-employed consolidating debt, mortgage repayment shifting to Canada Construction mortgage
ADDRESS276 Danforth Ave. Toronto, ON M4K 1N6
Contact Details416-461-0204
Toll free: 1-855-502-9377
Operating HoursMonday to Friday: 9:00am – 6:00pm
Saturday through Sunday: By arrangement

Tridac Mortgage is an institution with a history of more than four decades and has funded more than 5,000 mortgages thus far. It is evident that the group is a specialist in real estate and has more than 80 years of knowledge of the mortgage industry.

Sure, it’s amazing But how do they stack up against other companies in this list? Very well!

In addition to the standard mortgage programs, Tridac has a Construction Mortgage plan. This plan is great for those who have difficulty finding the perfect property to purchase.

Perhaps you’re among those lucky people who are able to build their dream house. Tridac will finance everything from building permits to architectural plans.

Of course their mortgage financing options will be contingent on the size of your undertaking. It could be as basic as a Home equity line of credit, or something as complicated as creating an additional mortgage.

Construction mortgages are a niche that many lenders do not take into account, which is the reason why you may need Tridac with you should you decide to go down this path.


  • Two generations of experience as a broker
  • Can arrange niche mortgages
  • Can arack private mortgages for denied applications


  • The team is deceptively small, with just four members

Review by Customer

Take a look at these recent reviews about Tridac Mortgage:

“Chris as well as his entire team is rock star. He’s always on the ball and explains all the refinancing process myself and my spouse. We were refinancing our house after we had completed an extensive renovation. It was a complex circumstance, Chris got us a amazing low rate and accommodating conditions .”

– Brent Diefenbacher

“Christopher of Tridac Mortgage truly cares about my family and me. Through his help we were able to go on the market to purchase our first home, then our second house, and much most recently, he assisted us with refinancing our mortgage. There isn’t other person like him! He’s a genius who can make complex issues seem simple to comprehend. I am looking for the opportunity to work with him over many years to come. !”

– Lauren Benini

8. Mortgage Delivery Guy

PRODUCTSMortgage Planning, Investment Property Mortgages, Credit Repair Services, Non Mortgage Solutions
ADDRESS208 – 52 Village Centre Place, Mississauga, ON L4Z 1V9
Contact DetailsT: 1-800.808.1613 | 416.848.0469
Operating HoursMonday through Friday: 9:00am – 6:00pm
Saturday through Sunday: by arrangement

Mortgage Delivery Guy takes a personalized, boutique-style service in locating an appropriate mortgage lender for its customers. This means that every client will be able to get the right mortgage to their budget and needs.

They provide a variety of services, including Mortgage planning, Investment Property Mortgages, Credit Repair Services, and other.

Their broker is Paramjit Singh who is who is a well-qualified highly praised by enough people for his professionalism and intelligence. Paramjit Singh is sure to fully understand his client’s requirements so that he can favor the perfect solution as quickly as it is feasible.

If you choose to use Mortgage Delivery Guy’s service, be assured of prompt and clear communication throughout the day. Updates on status every 48 hours are for sure.

Mortgage Delivery Guy’s professional services go beyond mortgages and also. If there is a change they are not able be able to grant their perfect choice to you they’ll connect you with a person who could.


  • The time for a call back is nearly instantaneous
  • Status update for application within 48 hours
  • Private mortgages that are quick, affordable and flexible.
  • Affordable alternative mortgage solutions
  • A mortgage calculator that is free


  • A small group of brokers

Review by Customer

Take a look at these recent reviews of Mortgage Delivery Guy.

“I want to express my gratitude to Paramjit Singh for his benefit and outstanding service. He was very friendly and accommodating in a moment when I needed him. I would definitely recommend him to others and I’ll definitely utilize his services again in the future. Very professional fast and enjoyable to deal with. Thanks for your time for your time Mr. Singh.”

“A special thanks to Paramjit Singh from MDG. He’s the person we call in an emergency. We cannot even express in words how grateful we are for your benefit in completing your mortgage applications. Thank you so much for all you’ve done to help us. I would highly recommend MDG as a great choice to receive a top-quality service .”

9. Sheldon Brown – Mortgage Architects

Private Home Loans
ADDRESS5675 Whittle Road
Mississauga, Ontario
L4Z 3P8
Operating HoursContact us for more information

Mortgage Architects is a company that strives to fulfill the mortgage needs of their customers every single time. Sheldon Brown is one of the experienced mortgage brokers who are under their care.

Sheldon Brown specialises in 1st 2nd, 3rd, and SME commercial mortgages. Working in the mortgage business for over 17 years has provided him with the experience to handle commercial and residential mortgaging.

He has established connections with mortgage lenders and banks across the country, which enables him to get the best rates of mortgages for his customers. Furthermore the lenders they work with have good standing which means you don’t have worry about being scammed by them. fear about being ripped off of by a shady bank.

In addition, he takes the time to take all the way through each step making sure you’re never lost in the process of getting a mortgage. Whatever your mortgage is, Sheldon Brown a financial advisor you will greatly benefit from.


  • A wealth of experience
  • Try to find mortgages with low rates
  • Excellent customer service
  • All credit conditions are welcome.


  • Rates can be changed without notice

10. Ross Taylor Mortgages

PRODUCTSFirst-time home buyers
Mortgages for Bad Credit
Private Mortgages
Second Mortgages
Mortgage Renewal
Mortgage Refinancing
Reverse Mortgages
CRA Debt Mortgages
Self-employed Mortgages
Credit Repair
ADDRESS70 East Beaver Creek Rd #30, South Building, Richmond Hill, ON L4B 3B2
Contact Details1 905-971-0495
Operating HoursMonday through Saturday 8:30 AM – 9:59 8

Ross Taylor Mortgages is a firm that is committed to providing its customers with the most appropriate solution for credit or mortgage they might require. Alongside their high-quality services is their exceptional customer service, which guarantees satisfaction when dealing with their representatives.

They’ve been working in the mortgage business for over 30 years. This has resulted in them being acknowledged as one of the top experts on mortgaging in Canada. They’ve dealt with diverse types of cases from financial plans to consumer proposals, and everything between.

Their staff may be small, but it’s comprised of professionals who are proficient in the various aspects of mortgaging. You can trust them to help you to the maximum extent and assist you in achieving the accurate outcome.

In order to help benefit customers, Ross Taylor Mortgages has several articles available on their website on mortgaging as well as other financial concerns. This focus on the client is among the primary reasons they have been able to grant their clients with outstanding payoff up to the present.


  • Over 30 years experience
  • Mortgage services that have won awards
  • Services offered across Canada.
  • Agents with a passion for their work


  • A small team of mortgage brokers

11. Crosstown Mortgage

PRODUCTSPrivate Mortgage Financing
Mortgage Pre-approval
Mortgage Refinancing
Mortgage Renewals
First-Time Buyers
Mortgages with Bruised or Bad Credit
CHIP Reverse Mortgages
New To Canada
Investment Properties
Consolidation of Debt
Credit Improvement
Vacation Homes
ADDRESS1877 Eglinton Ave West 2nd floor
Toronto, ON
M6E 2J5
Contact DetailsTel: 416-701-0085
Cell: 416-278-6280
Operating HoursContact us for more information

Crosstown Mortgage strives to offer the accurate and lowest mortgage rates to its customers that they are able to deliver because of their many connections throughout Canada. Additionally, they deliver these mortgage rates in wholesale, and at the excellent price you can find it.

Their team is made up of professionals who are knowledgeable about mortgaging, each who have a wealth of working in the field. They have the expertise and can manage cases both simple and complex for their customers.

Contrary to other banks offering mortgaging, Crosstown Mortgage places the client first. So, you won’t have to doubt about a loan that is based on ulterior motives. Instead, you’ll receive the loan that is best appropriate to your needs.

In addition, you’ll get absolute transparency when working through Crosstown Mortgage. Due to their reliability and quick shipping, this is a mortgage business worth considering regardless of the kind of type of mortgage you’ll require.


  • Lowest and most affordable mortgage rates are available
  • A team of experts with experience
  • Connected to more than fifty lenders in Canada
  • Wholesale mortgage rates for mortgages


  • There is no information on operating hours available on the site

12. Kim Gibbons – Mortgage Superhero(r)

PRODUCTSSuper plan for purchasing, self-employed solution debt consolidation strategy, gameplan for first-time homebuyers, investment property super strategy home renovation solutions, a new chapter solution 2nd home plan and welcome to Canada strategy
ADDRESS220 Victoria Street, Toronto, ON M5B 2R3
Operating HoursMonday to Friday: 9:00am – 6:00pm

It appears that Kim Gibbons is trying to make the process of obtaining an mortgage easier. We’re happy to report that her entertaining tagline isn’t just a joke.

Gibbons is a part of Mortgage Intelligence, a team of reputable mortgage professionals who are based in Toronto. She has an own “practice” because she’s a mortgage expert.

She has standard mortgage plans However, one that’s distinct will be The New Chapter Solution. It’s a customized mortgage program for couples who are going through the legal process of divorce or separation.

She can prepare you with individualized mortgage advice to help facilitate and create a smooth separation. The process of negotiating terms with your spouse can be a challenge however she can benefit set you up for the desirable possible starting point with a fresh financial plan.

A lot of divorced couples believe that their home needs to be sold, however that’s not always the best option. One couple may choose to stay at home to protect the children.

Kim is able to arrange an agreement to refinance up to 80percent of the value of the property and then come up with the money required to pay the couple’s joint debt. Another option is to buy the house outright by the spouse with whom you are not.

Whatever your situation her specialization is in creating mortgage strategies based on individuals’ specific financial needs. She could be your desirable option if you’re dealing with an intricate situation.


  • Customized mortgage plans
  • Reliable 24/7
  • Supported by a professional staff


  • Sometimes, he is able to manage many clients at the same time

Tips for Getting Your First Mortgage

Now you know who you should reach out to for mortgage questions, let’s make sure you’re prepared for when you’re planning on submitting an application for mortgage.

1. Keep what you’re currently doing.

One of the aspects lenders look for when applying for mortgages is how long you’ve worked for an employer you’re currently with. Ideally, you’d like this to be a fair amount of time.

If you’re considering to change jobs then it’s perfect to wait until you have your mortgage in position. To have the desirable chances of success, it’s best to stay in your current post for at least up to three months.

2. Eliminate or reduce all debts.

The presence of a large amount of debt can be an alarm for lenders. It is not a good idea to have outstanding debts before applying to get a loan.

Certain of the businesses mentioned above provide debt management services that can benefit you improve your odds of getting approved. It is recommended that you sort these issues prior to the first try.

3. Make sure your documents are in order.

A mortgage broker is able to accomplish a certain amount of setting up mortgage terms. It’s your obligation to offer the required proof of your income and financial history documents that will make their work as easy as they can.

It’s the same if you’re self-employed. Lenders are likely to require an SA302 and a complete set of accounts from the last three years. In the absence of these records, you’re not likely to be approval.

4. Save for a bigger deposit.

You can dramatically improve the possibilities of getting a mortgage when you’re able to make a bigger deposit. Most lenders will offer their lowest rates for those who can afford large initial deposits.

A few of the firms mentioned that are listed above will benefit you organize the future of your finances and determine the desirable method to increase the amount you pay for your mortgage.

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